Mark A Smith 813 465 3421
Smith & Associates Real Estate

Professional Mortgage Brokerage Services

Do you know all the new changes and new rules to the mortgage process today ?  Let me help you through the process. First time Buyer ?

Get pre-qualified before you look and know your loan amount, no surprises.

Fixed 30 year Residential Mortgage rates are the  lowest in  years.  For best rates you need :1) 2 years job history 2) Good credit score 3) Low debt

Many Sellers want to deal only with pre-qualified buyers save time and money and get ahead of the rest of the buyers.

Do you know your credit score ?


Mark A Smith Licensed Mortgage Loan Originator 


Buying and Loan Services for Home and Investors-Free Reports e-mailed!



Congratulations!  You have decided to purchase a home or investment property or are thinking about buying one.You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. Get prequalified for a mortgage first so you know how much you can afford before you look.There are many changes and many new rules. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home or obtaining a mortgage in Tampa Bay or elsewhere in Florida.


Please do not ask to be steered from or to homes because of race, color, religion, sex, handicap, familial status or country of national origin. Company policy and Federal Law prohibits characterization of neighborhoods, owners or occupants bas­ed upon these protected classes.

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