Mark A Smith 813 465 3421 markasmithtampabay.com
Smith & Associates Real Estate

Commerical or Residential


Do you know all the new changes and new rules to the mortgage process today ?  Let me help you through the process. First time Buyer ?

Get pre-qualified before you look and know your loan amount and qualify for the best loan and rate for you, no surprises.Investor "Hard Money" loans available.

Many Sellers want to deal only with pre-qualified buyers save time and money and get ahead of the rest of the buyers.

Do you know your credit score ?

 

 


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Mortgage Quick Facts


Financing the home purchase
 
• Florida had more cash sales, with 81 percent of buyers financing their recent home purchase. Nationwide, 92 percent financed their recent home purchase.
• The typical buyer financed 93 percent of the home purchase price.
• Nearly half (45 percent) of homebuyers reported they made some sacrifices to buy the home, such as reducing spending on luxury items, entertainment or clothing.
• Thirty-one percent of first-time buyers reported their mortgage application and approval process was “somewhat” more difficult than they expected, and about one-in-ten reported it was “much more” difficult than expected. 
 


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